Our Services.
Clear Stone Financial Group.
Secure your future and live the life you deserve with expert financial guidance.
Services Offered
Financial Planning
We believe that everyone deserves a financial plan that provides clarity and confidence. Our comprehensive financial planning process includes:
Financial Analysis: Assessing your current financial situation, including income, expenses, assets, and liabilities.
Strategy Development: Creating a personalized financial plan that addresses your specific needs and goals.
Implementation: Putting your plan into action and providing ongoing support and guidance.
Wealth Management
We provide sophisticated wealth management solutions to help you grow and preserve your wealth. Our services include:
Investment Management: Developing and managing a diversified investment portfolio tailored to your risk tolerance and return objectives.
Estate Planning: Creating a plan to ensure your assets are distributed according to your wishes.
Tax Planning: Developing strategies to minimize your tax liability.
Retirement Planning
We help you plan for a comfortable and secure retirement. Our retirement planning services include:
Retirement Projections: Estimating your retirement income needs and developing a plan to meet those needs.
Social Security Optimization: Helping you maximize your Social Security benefits.
Pension Plan Analysis: Analyzing your pension plan options and making recommendations.
Investment Management
We offer a range of investment management services to meet your individual needs, including:
Portfolio Construction: Building a diversified portfolio of stocks, bonds, and other investments.
Risk Management: Managing risk through diversification and other strategies.
Performance Monitoring: Tracking your portfolio’s performance and making adjustments as needed.
*Tax Strategy
We believe that proactive tax planning is key to preserving and growing your wealth. Our tax strategy services include:
Tax Efficiency Analysis: Reviewing your financial situation to identify tax-saving opportunities.
Strategic Planning: Implementing tax-efficient investment structures, deductions, and credits to minimize liabilities.
Ongoing Optimization: Monitoring tax law changes and adjusting strategies to keep you ahead.
Education Planning
A well-structured education plan ensures that your loved ones have access to quality education without financial strain. Our approach includes:
Savings Assessment: Evaluating your current resources and future education funding needs.
Customized Strategies: Recommending tax-advantaged savings plans such as 529 plans or Coverdell ESAs.
Funding Optimization: Identifying scholarships, grants, and financial aid opportunities to maximize your resources.
Estate & Legacy Planning
Your legacy should reflect your values and provide for your loved ones. Our estate and legacy planning services include:
Estate Structure Analysis: Reviewing wills, trusts, and asset distribution plans to ensure efficiency.
Wealth Transfer Strategies: Minimizing estate taxes while securing financial security for future generations.
Legacy Planning: Aligning your assets with your long-term vision for family, philanthropy, and business succession.
Charitable Giving
Strategic giving allows you to make a meaningful impact while maximizing tax benefits. Our services include:
Giving Strategy Development: Identifying the best methods to align your charitable goals with your financial plan.
Tax-Efficient Philanthropy: Structuring donations through donor-advised funds, charitable trusts, or direct giving.
Legacy Giving: Ensuring your philanthropic vision continues for future generations.
Insurance Planning
A well-crafted insurance plan protects your financial future and provides peace of mind. Our process includes:
Risk Assessment: Evaluating potential financial risks and coverage needs.
Policy Selection: Recommending life, disability, and long-term care insurance solutions tailored to your goals.
Ongoing Review: Regularly assessing and adjusting coverage to align with your evolving financial situation.
