About Us.
Clear Stone Financial Group.
Secure your future and live the life you deserve with expert financial guidance.
Clear Stone Financial Group
At Clear Stone Financial Group, we believe that financial peace of mind is essential to living a fulfilling life, no matter your age. As your partner in financial well-being, we are dedicated to helping you navigate the complexities of wealth management and achieve your long-term financial goals.
Our team of experienced financial advisors takes a personalized approach, understanding your unique needs and aspirations to create a tailored plan for your future. We are committed to providing you with the guidance and support you need to make informed decisions and secure your financial future.
Comprehensive Expertise
Transparent Communication
We believe in open and honest
communication, keeping you informed every step of the way.
Dedicated Support
Our team is here to provide ongoing support and guidance as your life changes.
Our Mission
Our mission is to empower individuals and families to achieve their financial goals and live their best lives through comprehensive financial planning, personalized advice, and ongoing support.
Our Values
Integrity: We are committed to upholding the highest ethical standards in all our interactions.
Client Focus: We put our clients’ needs first and strive to exceed their expectations.
Expertise: We are dedicated to maintaining a deep understanding of the financial markets and providing sound advice.
Collaboration: We work together as a team to provide our clients with the best possible service.
Why Choose Us
Dedicated Advisors
Personalized Strategies
Holistic Approach
Our Team of Experts
Christopher Puher
Christopher Puher is a distinguished Private Wealth Advisor with over two decades of experience in Financial Planning and Investment Management. As a key member of the Clear Stone Financial Group Wealth Management within Garden State Securities, Chris is dedicated to crafting bespoke financial planning and investment management solutions tailored to meet the unique needs of each client.
At Garden State Securities, our mission is to provide financial advice that fosters confidence, simplicity, and success. Our core values—Happiness, Family, Integrity, Leadership, and Security—are fundamental to our firm’s ethos. We primarily serve clients within the 5 to 5 space, families with $500,000 to $5,000,000 in investable assets, while also excelling in adding value to clients with investable assets exceeding $5 million. Our practice is committed to surpassing expectations and resolving complex financial challenges.
The groups headquarters are located in Red Bank, New Jersey and St. Louis, Missouri despite the teams regional presence, they proudly serve clients across the United States.
Professional Background: A Graduate of Saint Joseph’s University in Philadelphia, Pennsylvania, where he earned a BS in Finance from the Haub School of Business in 2004. I currently hold series 7, series 66, and life insurance licenses. His dedication to excellence has been recognized by the Global Atlantic Financial Group, which honored me with the Circle of Excellence award in both 2022, 2023 and 2024.
Personal Life: He is actively engaged in the Holmdel, NJ community and contributes to local charitable organizations. He shares his life with his wonderful wife, Melissa, and their two children, Christopher and Grace. Outside of his professional commitments, you will often find him coaching my son’s baseball and basketball teams. He also enjoy mountain biking, road cycling, tennis, fishing, and hunting.
Michael J. Azzato, CFP ®
A highly respected investment advisor that began his career in the financial services industry in 2013. He currently serves as an Investment Advisor Representative and holds the esteemed designation of CERTIFIED FINANCIAL PLANNER ™, demonstrating his commitment to the highest standards of financial planning.
As a CFP®, Michael goes beyond the traditional client-advisor relationship by consistently introducing innovative approaches to financial well-being. From the initial consultation to the development of a comprehensive financial strategy, his primary objective is to instill confidence, raise awareness, and help protect his clients’ legacies. He takes pride in fostering a collaborative relationship, ensuring clients are well-informed and actively involved in their financial decisions.
For individual clients, Michael provides a wide array of services, including investment management, insurance protection strategies, estate planning, and customized pre- and post-retirement solutions. His goal is to create personalized plans that not only address immediate needs but also secure long-term financial health and stability.
For corporate clients, Michael delivers in-depth analysis and strategic counsel on succession planning, pension strategies, investment management, and executive and employee benefits. His expertise helps organizations navigate complex financial landscapes, ultimately enhancing their financial performance and securing their future.
Michael’s personal life is as fulfilling as his professional one. He is married and the proud father of two children. Born and raised in Staten Island, NY, he continues to reside there, remaining deeply connected to his roots and community.
Michael’s dedication to his clients and his professional integrity make him a trusted advisor in the financial services industry. His ability to navigate complex financial scenarios and provide clear, actionable advice has earned him a reputation for excellence among both individual and corporate clients.
Licenses:
- Securities: Series 6, 7, 63 & 65
- Life, Accident & Health Insurance
- Property & Casualty Insurance
Baylis Jadamec
Baylis Jadamec is a CERTIFIED FINANCIAL PLANNER ™ and brings over three years of experience in the financial services industry, Baylis is committed to helping clients navigate the complexities of personal finance and achieve their long-term financial goals.
He works closely with individuals and families to develop customized financial plans that address each client’s unique needs and aspirations. His approach is deeply rooted in building strong, long-term relationships, allowing him to provide personalized advice across a broad spectrum of financial topics including investment strategies, tax planning, retirement planning, estate preservation, and risk management. As a Financial Advisor, Baylis designs holistic, client-centric financial plans that incorporate a variety of financial strategies to maximize wealth, minimize risk, and optimize tax efficiency. He educates his clients about their options and helps them make informed decisions that align with their goals. Whether it’s creating a retirement income strategy, implementing an effective tax plan, or preparing for a legacy transfer, Baylis takes the time to understand each client’s objectives and provides clear, actionable guidance to achieve them.
Baylis holds a Bachelor’s degree in Economics and Finance from the University of Southampton and is fully licensed in securities (Series 7 & 66), life and health insurance, and has obtained the CERTIFIED FINANCIAL PLANNER ™ designation.
Born and raised in New Jersey, Baylis enjoys golfing on the weekends and spending time with family and friends.
Glenn W. LeBoeuf, CRPC
Graduating from Monmouth College in 1976 as a history major .Glenn taught social studies for a few years before joining Smith Barney in 1981. He has read many books on ‘Investor behavior’ and financial planning.
Glenn has always been fascinated with the mistakes investors have made for decades. Being overconfident and complacent near market ‘tops’ or fearful during market ‘lows’ lead him to have important conversations with clients during those times. Glenn feels too much unproductive cash in their accounts may make them appear ‘safe’ when the real unsafe position is to not grow their money faster (over time) to overcome the corrosive effects of taxes and inflation.
Glenn is an avid civil war and ‘Lincoln’ lecturer and appeared in films such as ‘Glory’ (1990) and ‘Gettysburg’ (1993). He lectures on historical subjects in the tri-state area. He holds Series 5,7,63, and insurance licenses as well as the title ‘Chartered Retirement Planning Counselor’ (CRPC) through the College of Financial Planning.
Glenn resides in Middletown, N.J. and enjoys playing tennis and giving ’Financial Literacy’ presentations to local high school students. He is also the Docent at Monmouth University and gives frequent walking tours of the mansion on campus.
Melissa Naylor
Melissa graduated from Monmouth University with a bachelor’s in communication in 2018. During her senior year, she interned here at Garden State Securities, getting her first exposure to the firm and this industry. Immediately after graduation, Melissa began her career in advertising in NYC. Over a span of almost 4 years, she worked on media brand strategy at OMD and then Horizon, working on multiple Eli Lilly brands like Trulicity and Baqsimi as well as Burger King and nonprofit, International Animal Rescue. During her time in advertising, Melissa put together campaign strategies for major product launches, performed brand research and put together analyses, worked on pitches for new clients, managed budgets, oversaw the team below her, etc. Toward the end of 2021, post COVID, Melissa’s priorities and goals shifted, bringing her back to Garden State Securities. With her previous knowledge from her time at GSS paired with her professional experience from her earlier career, Melisa has brought the Clear Stone Financial Group to the next level. Her organizational skills streamline day-to-day tasks as well as larger projects boosting productivity for the whole team. Melissa’s client relations and communication skills help develop a close personal relationship with clients along with making sure needs are met.
Her dedication to wealth management and business development has assisted in helping grow the team’s business. Melissa ensures plans are executed properly from proposal to execution, to analysis. On a personal level, Melissa is Jersey girl through and through, growing up here and still residing here with her husband, Richard, and her German Shephard, Sylvester “Sly” Stallone. When not at work, you’ll find Melissa teaching Pilates classes, going for long walks, and spending time with friends and family
