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Aging is Inevitable, Thriving is a Choice.

Secure your future and live the life you deserve with expert financial guidance.

Your Partner in
Financial Well-being

We believe that financial peace of mind is essential to living a fulfilling life, no matter your age. Our team of experienced financial advisors is dedicated to helping you navigate the complexities of wealth management and achieve your long-term financial goals. We take a personalized approach, understanding your unique needs and aspirations to create a tailored plan for your future.

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Comprehensive Expertise

We offer a full range of financial services, from investment
management to estate planning.

Transparent Communication

We believe in open and honest communication, keeping you informed every step of the way.

Dedicated Support

Our team is here to provide ongoing support and guidance as your life changes.

Financial Planning

Create a personalized roadmap for achieving your financial goals, whether it’s buying a home, starting a business, or saving for your child’s education. We’ll help you assess your current financial situation, identify your goals, and develop a plan to achieve them. Receive ongoing support and guidance as your life changes and your goals evolve.
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Wealth Management

Grow and protect your assets with customized investment strategies tailored to your risk tolerance and financial goals. We offer a diverse range of investment options, including stocks, bonds, mutual funds, and alternative investments. Our experienced advisors provide ongoing portfolio management and rebalancing to help you stay on track.
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Other Services

Retirement Planning

Charitable
Giving

Investment Management

Insurance
Planning

*Tax
Strategy

Education
Planning

Estate & Legacy Planning

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FAQs

Why Choose a CFP® Professional

Most people think all financial planners are “certified,” but this isn’t true. Just about anyone can use the title “financial planner.” CFP Board benefits the public by independently certifying financial planners. Although CFP Board does not guarantee their work, CFP® professionals have met rigorous qualifications for financial planning. Only those who have fulfilled CFP Board’s rigorous requirements can call themselves a CFP® professional.

As part of their certification, CFP® professionals commit to high ethical standards. What’s more, a CFP® professional must acquire several years of experience related to delivering financial planning services to clients and pass the comprehensive CFP® Certification Exam before they can call themselves a CFP® professional.

Financial planning is the process of creating a roadmap for your financial future. It involves setting goals, assessing your current financial situation, developing strategies, and implementing and monitoring a plan to achieve your objectives.

A financial planner can provide expertise, objectivity, and accountability. They can help you navigate complex financial decisions, stay on track with your goals, and make informed choices about your money.

The cost of financial planning varies depending on the complexity of your needs and the services provided. At Clear Stone Financial Group, we offer transparent pricing and will discuss fees upfront during your initial consultation.
Our team consists of experienced and qualified financial advisors who hold relevant certifications and designations. We are committed to continuing education to stay abreast of the latest financial planning strategies and regulations.

The frequency of meetings depends on your needs and preferences. Typically, we meet with clients annually to review their plans and make adjustments as needed. We are also available for consultations as questions arise throughout the year.

Contact us to schedule a complimentary consultation. We would be happy to discuss your financial goals and how we can help you achieve them.

Our Team of Experts

Christopher Puher

Private Wealth Advisor with over two decades of experience in Financial Planning and Investment Management.

Michael J. Azzato, CFP ®

Michael currently serves as an Investment Advisor Representative and holds the esteemed designation of CERTIFIED FINANCIAL PLANNER ™.

Baylis Jadamec, CFP ®

CERTIFIED FINANCIAL PLANNER ™ and brings over three
years of experience in the financial services industry.

Melissa Naylor

In 2021, Melissa joined the team as Head of Client Relations.

Ready to Take Control
of Your Financial Future?

Schedule a complimentary consultation with one of our expert financial advisors today.

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If you have any inquiries, messages, or questions, let us know by filling out the form below.

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Advisory Services offered through Garden State Investment Advisory Services, LLC, a Registered Investment Advisor. All securities offered through Garden State Securities, Inc., Member FINRA/SIPC. Insurance products offered through Garden State Insurance Agency, Inc. For information regarding Garden State Investment Advisory Services, LLC, Garden State Securities, Inc., and Garden State Insurance Agency, Inc., including required disclosures, please visit the firm’s website at gardenstatesecurities.com. Check the background of this firm on FINRA’s Brokercheck.

*Neither Clear Stone Financial Group nor its representatives provide tax services or tax advice. Clients and prospective clients are encouraged to seek the advice of a qualified tax professional for any and all matters related to tax planning.

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  • Clear Stone Financial Group © 2025. All Rights Reserved.